The Real Reason Why You Must Fight Credit Card Debt Collection in Court
A New York judge who oversees up to 100 credit-card cases a day blasted what he refers to as “robo-testimony,” when witnesses representing the collector recite generic statements about a lender’s record-keeping practices and never get into the specifics of the case, let alone actual offer evidence to prove the claim.
Robo-testimony isn’t just a problem in New York debt collection cases. The NY Times talked to “dozens” of legal and regulatory professionals around the country who described credit card collectors’ efforts to collect money from people based on the slimmest and most tenuous of claims as “increasingly common.”
The moral is: Never ignore a debt collector. Call a Consumer Protection Attorney.