Blog

Child worried and hugging an adult

In 2017, more than 1 million children were victims of identity theft, resulting in total losses in excess of $2.6 billion, including $540 million in out-of-pocket losses to families. You probably thought identity theft was only perpetrated on adults, right? Wrong.

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An open jail cell and a hallway of cells

On any given day, more than 40,000 people are sitting in Missouri jails and prisons. Some have been sentenced for a crime. Others are waiting for the disposition of their case. In the State of Missouri, all are paying for this privilege.

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Black car parked near building

According to Statista, approximately 44 percent of Americans rely on a car loan to finance their vehicle purchase. Unfortunately, the fraudulent and misleading business practices of certain auto loan providers have resulted in serious financial consequences for many consumers.

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Car Being Repossessed

Walking outside and not seeing your car where you left it is scary and unsettling. We depend on our cars for our freedom and our means of survival. More disturbing is when your car is wrongly repossessed due to an error or mix-up.

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Plant Growing From Cash

A father-son tandem in Kansas City made $227 million in payday loans, pocketing $69 million in profits over a 10-year period, and walked away with a $1 civil fine. Many of the loans they made were unauthorized, and a key to their financial windfall was charging biweekly finance fees indefinitely.

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jar-cash.jpg

The unethical practices of predatory lenders have caused financial injuries to many consumers. These predatory lenders offer loans with unfair terms while taking advantage of the borrower’s inadequate understanding of the terms and conditions of the loans.

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Stacks of coins

If you are trying to pay down some of your expensive credit card debts, a balance transfer from a credit card to another credit card can be a good cost-saving approach for you. The balance transfer credit card allows you to pay zero interest on any amount transferred.

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Student loan

There are many misconceptions associated with student loan forgiveness programs. If you are wondering whether student loan forgiveness is too good to be true, Kansas City-based law firm Stecklein & Rapp is here to provide answers to your questions and clear up the misconceptions.

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