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Michael Rapp

Watch out Missouri! Who wants to go to jail over a Payday loan?

Debtors are sometimes summoned to court repeatedly, even over trivial amounts of money. Jail time comes into play after a creditor gets a judgment (probably default) against a debtor, then asks to have the debtor summoned to court for an “examination” to explore assets.
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Michael Rapp

How to fight robo-debt collectors

As credit issuers ranging from American Express to Citigroup attempt to collect on billions in delinquent loans, consumers are claiming in dozens of lawsuits that the lenders have been unable to show that they actually owe the debt and are pursuing them with fabricated documents and generic testimony, the paper reports.
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