Obtaining a degree in the United States requires a huge financial sacrifice. Unfortunately, student loan borrowers are often subjected to unethical practices, unsavory behavior, or predatory tactics from loan providers.
You come home from work and you find a slew of voicemail messages, and the calls all have automated voices. Your iPhone may even warn you of “scam likely” on some of the calls. How do you stop these automated calls, also known as “robocalls?” Or can you?
Consumer watchdog website NerdWallet commissioned a survey by The Harris Poll, released in January 2021, which showed that just one in seven Americans, or about 14%, report their financial situation improved during the pandemic.
Economic disruptions caused by the global pandemic can result in individuals missing or being late on a credit card or other payment, so it's important to check your credit report frequently to see what’s going on. You never know when erroneous or potentially damaging notations may appear on your report.
According to the Federal Reserve Bank of New York, credit card delinquencies during the pandemic have risen to nearly 10 percent. In Quarter 2 of 2020, the rate was 9.8 percent, inching toward the Great Recession record of 13.7 percent.
In 2017, more than 1 million children were victims of identity theft, resulting in total losses in excess of $2.6 billion, including $540 million in out-of-pocket losses to families. You probably thought identity theft was only perpetrated on adults, right? Wrong.
On any given day, more than 40,000 people are sitting in Missouri jails and prisons. Some have been sentenced for a crime. Others are waiting for the disposition of their case. In the State of Missouri, all are paying for this privilege.
More than 5,400 vehicles are repossessed every day. While a lender has the legal right to repossess a vehicle when the owner fails to make timely payments, no one has the right to damage other property in the process.
According to Statista, approximately 44 percent of Americans rely on a car loan to finance their vehicle purchase. Unfortunately, the fraudulent and misleading business practices of certain auto loan providers have resulted in serious financial consequences for many consumers.
Walking outside and not seeing your car where you left it is scary and unsettling. We depend on our cars for our freedom and our means of survival. More disturbing is when your car is wrongly repossessed due to an error or mix-up.