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Man working on mortgage documents on a computer

Through government-sponsored forbearance programs, 12% or more of U.S. homeowners were able to pause their mortgage payments during the pandemic. As of May 2021, 2.2 million of those homeowners still owed money from the pause, according to a survey by the New York Fed. Of those, 2.9% are expected to face delinquency and possible foreclosure.

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Person working on their student loan debts

When the pandemic struck in March 2020, the federal government moved quickly to provide relief to federal student loan borrowers, lowering the interest rate to 0% and forgiving student loan repayment with an initial deadline of September 30, 2020. The deadline keeps getting extended and now stands at September 30, 2021.

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Grad cap sitting on a stack of coins

Obtaining a degree in the United States requires a huge financial sacrifice. Unfortunately, student loan borrowers are often subjected to unethical practices, unsavory behavior, or predatory tactics from loan providers.

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Unknown caller on the phone

You come home from work and you find a slew of voicemail messages, and the calls all have automated voices. Your iPhone may even warn you of “scam likely” on some of the calls. How do you stop these automated calls, also known as “robocalls?” Or can you?

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Person looking at an incoming call on their smartphone

Consumer watchdog website NerdWallet commissioned a survey by The Harris Poll, released in January 2021, which showed that just one in seven Americans, or about 14%, report their financial situation improved during the pandemic.

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Credit Report with graphs and a magnifying glass

Economic disruptions caused by the global pandemic can result in individuals missing or being late on a credit card or other payment, so it's important to check your credit report frequently to see what’s going on. You never know when erroneous or potentially damaging notations may appear on your report.

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Young woman holding her head in her hands while staring at a stack of credit card bills

According to the Federal Reserve Bank of New York, credit card delinquencies during the pandemic have risen to nearly 10 percent. In Quarter 2 of 2020, the rate was 9.8 percent, inching toward the Great Recession record of 13.7 percent.

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Child worried and hugging an adult

In 2017, more than 1 million children were victims of identity theft, resulting in total losses in excess of $2.6 billion, including $540 million in out-of-pocket losses to families. You probably thought identity theft was only perpetrated on adults, right? Wrong.

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An open jail cell and a hallway of cells

On any given day, more than 40,000 people are sitting in Missouri jails and prisons. Some have been sentenced for a crime. Others are waiting for the disposition of their case. In the State of Missouri, all are paying for this privilege.

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